BillSight vs Mint
Mint shut down in January 2024 and migrated users to Credit Karma. If you're looking for what comes next, here's an honest look at your options.
| Feature | Mint (retired) | BillSight |
|---|---|---|
| Pricing | Was free (now shut down) | Free (ad-supported) |
| Bank linking | Was yes (via Plaid) | Never |
| Platforms | Was Web + iOS + Android | iOS + Android |
| Setup time | Was several hours | ~90 seconds |
| Best for | Transaction aggregation (retired) | Fixed-cost awareness |
What happened to Mint
Mint was acquired by Intuit in 2009 and ran as a free, ad-supported budgeting app for 15 years. In December 2023, Intuit announced it would shut Mint down and migrate users to Credit Karma. The shutdown completed in January 2024.
If you still have your Mint data, you can export transaction history from Credit Karma's website. Your historical records are not lost — they just live somewhere else now.
What Mint did well
Mint popularized free, bank-linked budgeting. Its automatic transaction import and categorization was genuinely useful for understanding spending patterns over time. If you used it actively, you likely got real value from the historical spending trend graphs.
The free model with ad support — the same model BillSight uses — meant millions of people could track their finances without paying a subscription.
Where BillSight fits for ex-Mint users
BillSight is not a full Mint replacement. It doesn't import transactions or show spending trends. What it does is simpler: it shows your fixed monthly baseline — rent, bills, subscriptions — in under 90 seconds.
If that's what you used Mint for, BillSight covers it with better privacy (no bank login, data on your device only). If you want full transaction tracking, Monarch Money and YNAB are the most popular Mint successors.
Switching guide for ex-Mint users
First, export your data from Credit Karma if you need historical records. Second, identify which of your former Mint categories were fixed and recurring — rent, utilities, subscriptions. Those are the ones that belong in BillSight.
Open BillSight, input those fixed costs, and you'll have your monthly baseline in under two minutes. Variable spending categories from Mint don't transfer — BillSight intentionally ignores them.
Who BillSight is not for
If you want automatic transaction categorization, spending trend graphs over months and years, or a full picture of variable expenses — BillSight is not the right tool.
Monarch Money, YNAB, or Actual Budget are better options for that scope. BillSight does one thing: your fixed floor.
BillSight focuses on your lifestyle floor — the fixed, non-negotiable part of your monthly budget.